Veep launches GhIPSS card with dual functionality

Vice President Dr. Mahamudu Bawumia has launched the GH Dual Card by the Ghana Interbank Payment and Settlement System (GHIPSS).

Dr. Bawumia at the launch said the initiative would ensure accountability and transparency in the public sector.

“The biometric features of the card makes it ideal for public sector payment as it is able to eliminate ghost workers. So, to eliminate the phenomenon of ghost workers once and for all, we are going to require that all government workers will also be paid through the filter of e-zwich or Gh Dual Card,” the Vice President stated.

The initiative he also added would help government efforts to rid the payroll of ghost names.

He indicated that public service workers will soon be required to obtain the new biometric GH-Dual Card which combines the functions of e-zwich and gh-link payment systems.

Prior to the launch, the Chief Executive of GhIPSS, Mr. Archie Hesse, had expressed strong optimism that the the various efforts at promoting electronic payments were yielding good results.

He indicated that  GhIPSS would continue to roll out new initiatives to further deepen electronic payments in Ghana.

Speaking at the launch ceremony on Wednesday, 7th August, 2019, Vice President Bawumia celebrated the strides Ghana continues to make in the quest for greater financial inclusion, in order to ensure holistic national development.
“We have in the past two years seen a convergence towards electronic based services as a country and it is a deliberate policy by His Excellency President Nana Addo Dankwa Akufo-Addo, to use technology to drive efficiency as we grow the economy and move Ghana beyond aid. Many a time we tend to look at what other countries are doing without recognizing the great strides we are making.
“Today, thanks to the hard work of GhIPSS and partner institutions such as the banks, Telcos and Fintechs, financial inclusion and intermediation has improved significantly. Ghanaians can now move funds seamlessly across the various payment platforms: mobile wallets, e-zwich wallets and bank accounts.
“This dual card is part of the payment system architecture that we are putting in place. What we are launching today, which is the dual e-zwich card and gh-link card, is a world first; its not happened anywhere in the world. It is the first time that any country in the world is issuing this combined EMV card and a financial inclusion card. It is remarkable, and will further promote financial inclusion in Ghana.

Bawumia dual card

“In the payment systems space, and I’m not shy about saying this, it is clear that Ghana is now the undisputed leader in Africa,” Vice President Bawumia continued,
“There is no doubt that Ghana’s Interoperable platforms have improved significantly our National Financial Inclusion drive. It has served well the financially excluded and underserved. Now, practically, everyone has access to basic banking services. Many people have been roped into the formal banking environment by virtue of the convenience created by the interoperability and people are accessing credit as well as investing through their mobile phones.
“With where we have gotten to as a country and the passage of the Payment Systems and Services Act, which the President has assented to, the sky is no longer the limit.”


Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly-owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non-bank financial institutions in Ghana.

In line with its mandate, GhIPSS has implemented and currently manages the following: National Switch & Biometric Smart Card Payment System- e-zwich, Cheque Codeline Clearing (CCC) System, Ghana Automated Clearing House (GACH) systems- Direct Credit & Direct Debit and the National Switching and Processing System- gh-link.

GhIPSS is committed to maintaining very high standards of excellence, reliability, integrity, and timeliness for all its infrastructure. These standards have enabled GhIPSS to attain ISO27001 certification. GhIPSS´ payment infrastructure is currently used by all banks in Ghana including the ARB Apex Bank and its affiliates, Savings and Loans Companies and third Party Payment Providers.

By: Rashid Obodai Provencal

You might also like

Comments are closed.

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Accept Read More

%d bloggers like this: